Description

Specific Cover

• Replacement of the amount of prescriptions due to disappearance or destruction

Standard Cover

• Material Damage Insured
  • Fire, explosion and lightning.
  • Smoke damage.
  • Vehicle Impact or Fall of Aircraft.
  • Sonic bangs.
  • Acts of vandalism, legal strikes and civil commotion.
  • Damage by rain, wind, hail, snow and flooding.
  • Leakage from automatic fire extinguishing equipment.
  • Aesthetic making good.

• Insured expenses
  • Salvage, demolition and removal of debris.
  • Obligatory evacuation.
  • Loss of rental income.
  • Replacement of files and documents.

• Legal Assistance
  • Telephone assistance.
  • Defence and legal bail bonds.
  • Defence of your rights relative to the business premises.
  • Defence in respect of administrative breaches.
  • Defence of Insured’s interest with regard to social security regulations.
  • Defence of Insured’s interest with regard to work inspection.
  • Defence of Insured’s interest with regard to contracts of employment.
  • Claims for non-fulfilment of contracts for services.
  • Claims for non-fulfilment of contracts for products.
  • Claims for bodily injury.

• Other insured risks
  • 24 hours assistance.
  • Replacement cost as new.
  • Automatic revaluation and indexing of sums insured.
  • Automatic coverage (up to 10% of sums insured) for buildings and contents.
  • Extraordinary risks.

Optional Cover

• Insured material damage
  • Breakage of panes, mirrors, glass, sanitary ware, marble and signs.
  • Water damage including tracingss and repairing the breakage.
  • Theft and hold-up.
    • Imperfections.
    • Merchandise in display windows.
    • Cash.
    • Hold-up of clients and employees.
    • Medical assistance in the event of hold-up.
  • Public Liability, legal defence and bail bonds.
    • Public Liability in respect of premises, operations, renting, employment, work overseas and completed products.
  • Loss of profits: daily indemnity.

• Insured Expenses
  • Deterioration of merchandise in refrigerated rooms.
  • Machinery breakdown.
  • Damage to computers and electronic information equipment.
  • Transport of merchandise.
  • Electrical damage.