Description

Standard Cover

FIRE

-          Fire, explosion and lightning.

-          Reconstruction of Garden.

-          Smoke damage.

THEFT, HOLD-UP OR LARCENY

-          Theft, hold-up or larceny inside the dwelling.

-          Theft and hold-up in store room or garage.

-          Jewellery, watches and similar.

-          Hold-up outside the dwelling.

-          Fraudulent use of credit cards.

-          Change of locks.

WATER

-          Rain, wind, hail or snow.

-          Flood.

-          Water damage.

BREAKAGE

-          Fixed sheets of glass, methacrylat and sanitary ware.

-          Breakage of ceramic hobs.

-          Breakage of marble, granite and stone.

PUBLIC LIABILITY

-          Public liability, legal defence costs, and bail bonds.

ASSISTANCE

-          24 hr Assistance.

-          Multiservice Assistance.

COMPLEMENTARY STANDARD COVER 

-          Salvage, demolition and debris removal.

-          Obligatory evacuation or unfitness for habitation.

-          Replacement of files and documents.

-          Sonic bangs.

-          Acts of vandalism.

-          Falling of trees, posts and antennae.

-          Vehicle Impact or Fall of Aircraft.

-          Aesthetic repairs.

-          Electrical damage in contents and on buildings.

-          Deterioration of food in refrigerators.

-          Checked into a hotel, apartment or temporary housing.

-          Replacement cost as new.

-          Waiver of underinsurance.

-          Indexation of sums insured.

-          Collapse of the area for Works.

-          Extraordinary risks.

-          LEGAL ASSISTANCE: Legal Assistance.

Optional Cover

-          Accidental multi risk.

-          Vehicles in garage.

-          Public liability as owner or user of radio ham antenna.

-          Public liability to domestic staff.