Description

Specific Cover

• Spillage of liquids.
• Products liability.

Standard Cover

• Material damage insured
  • Fire, explosion and lightning.
  • Smoke damage.
  • Vehicle impact or fall of aircraft.
  • Sonic bangs.
  • Acts of vandalism, riots and legal strikes.
  • Flood.
  • Discharge from automatic fire extinguishing installations.

• Insured expenses
  • Salvage, demolition and removal of debris.
  • Replacement of files, moulds and dies.

• Other insured risks
  • 24 hour assistance.
  • Replacement as new for buildings.
  • Indexation of sums insured and offsetting of underinsurance between sums insured.
  • Automatic cover up to 10%.
  • Extraordinary risks.

Optional Cover

• Insured contingencies
  • Breakage of windows, mirrors sheets of fixed glass and signs.
  • Damage by water, including trace and access and repair of the breakage.
  • Theft and hold-up.
    • Money in cash.
    • Hold up of clients and employees.
    • Damage caused by thieves.
  • Public liability, legal defence costs, and bail bonds.
  • Claim for recovery from third parties.
  • Loss of profits.
    • General expenses.
    • Gross profit.
    • Daily indemnity.

• Other insured risks
  • Electrical damage.
  • Breakdown of machinery.
  • Damage to computers and electronic equipment.
  • Deterioration of stocks in cold stores.
  • Goods in transit.
  • Cosmetic repairs.