What does Ocaso Express Life consist of?
It is a Life/Risk Insurance which enables you to contract a capital sum in the event of death due to any cause and to complement it with optional guarantees covering permanent total disability and additional capital for accidental death, to be taken out. The Ocaso Express Life Insurance is also a simple and more accessible Life/Risk Insurance and it has the simplest procurement process available on the market; with no medical check-up, except for affirmative declarations in the simplified questionnaire regarding health condition.
Who is this insurance aimed for?
People with economic responsibilities to family members, aged between 18 and 55 years who wish to maintain their family's standard of living or wish to guarantee loans and credits are paid.
What is the basic guarantee of this insurance policy?
With this insurance policy, you can cover the risk of death due to any cause, by means of paying a premium which will be renewed annually according to the new age reached each year.
What complementary coverage can be procured with the Ocaso Express Life insurance?
- Permanent total disability. Capital advance.
- Accidental death. Additional capital.
- Guaranteed advice and succession management.
What are the ages for taking out this Ocaso Express Life insurance?
The ages for taking out the Ocaso Express Life insurance range from 18 to 55 years.
What difference is there between the Ocaso Express Life insurance and other Life/Risk insurance policies?
The Ocaso Express Life insurance is a simple and accessible Life/Risk Insurance, with a simplified procurement process, without a medical check-up, except for in the event of affirmative declarations in the reduced questionnaire regarding health condition.
Is the premium tax deductible when presenting my income tax return?
No, the premiums paid for life insurance policies are not tax deductible.
Who can be a beneficiary of the insurance policy?
Any individual or legal entity designated by the insured. In the event of death, the beneficiaries will normally be the family members of the insured, and in the event of disability this payment will go to the insured. When the insured has a personal loan or a mortgage, a financial entity is normally designated.