SMEs

Ocaso SMEs Express

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Ocaso SME Express is a product which offers a wide range of basic coverages, which in addition to the usual fire and related extensions, incorporates coverage for water damage, electrical damage and breakage of panes, windows and signs.

One may effect optional covers of Theft and Hold-up, Public Liability and Loss of Profits on a daily indemnity basis.

Guarantees

Optional Cover

Insured damage

Insured damage

Theft and robberyPublic liability, legal costs, deposits and bailclaims for damagesLoss of profits

Standard Cover

Material damage insured

Material damage insured

Fire, explosion and lightningSmoke DamageVehicle and aircraft impactSonic wavesActs of vandalism, legal strikes and civil commotion.Damage by rain, wind, hail, snow and flooding.Leakage from automatic fire extinguishing equipment.Damage caused by water, including trace and access and repair of the breakage.Electrical damage (first loss)Breakage of panes, mirrors, glass and signs (first risk)
Insured expenses

Insured expenses

Extinguishment of fires.Salvage, demolition and rubble clearanceReplacement of files, moulds and dies.Cost of refilling fire extinguishing equipmentLicence expenses, permits and professional fees
Other insured risks

Other insured risks

24 hours assistance.Automatic revaluation and indexing of sums insured.Automatic cover up to 10%.Extraordinary risks.Replacement cost as new.
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