SMEs

Ocaso SMEs

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Small and medium-sized enterprises are an essential element of today’s commercial and production activities.

Ocaso SME is a policy designed specially for these enterprises; a product offering the best covers for the risks specific to each industrial or service activity.

Whatever the nature and requirements of your company, Ocaso SME is always there for you. Its full range of covers assures you of having the best to the threats to which your business is exposed.

Ensure your SME is always covered, so that nothing can put at risk your operations, your financial results, your workforce or your client portfolio.

Guarantees

Optional Cover

Insured damage

Insured damage

Breakage of panes, mirrors, glass and signs.Water damage including tracingss and repairing the breakage.Theft and robbery Public liability, legal costs, deposits and bailclaims for damagesLoss of profits
Other insured risks

Other insured risks

Machinery breakdown.Electrical damageDamage to computers and electronic equipment.Deterioration of merchandise in refrigerated rooms.Transport of merchandise.Cosmetic repair

Standard Cover

Material damage insured

Material damage insured

Fire, explosion and lightningSmoke DamageVehicle and aircraft impactSonic wavesActs of vandalism, legal strikes and civil commotion.FloodLeakage from automatic fire extinguishing equipment.Rain, wind, hail and snow
Insured expenses

Insured expenses

Extinguishment of fires.Salvage, demolition and rubble clearanceReplacement of files, moulds and dies.Licence expenses, permits and professional feesRefilling of fire extinguishing equipment
Other insured risks

Other insured risks

24 hours assistance.Replacement cost as new.Automatic revaluation and indexing of sums insured.Automatic cover up to 10%.Extraordinary risks.
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