What is the Ocaso Condominium Integral insurance?

The Ocaso Condominium Integral insurance cover has been especially designed for owners of residential buildings, single-family developments, office buildings or garage buildings that want to be insured against a series of damages that could lead to these owners having to pay considerable amounts of money.

What are its guarantees?

The basic guarantees of this insurance include damage caused by fire, smoke or electricity, plague control, salvage, demolition and removal of debris, civil liability of co-owners, 24-hour assistance and legal assistance.

What are the main advantages?

This insurance includes a series of basic guarantees that can be complemented with other optional guarantees of voluntary subscription based on the insurability requirements of the community.

This way, a community can obtain a more comprehensive insurance by taking out covers for events such as broken windows, glass and sanitary ware, damage caused by water, collapsing building, compensation due to burglary or theft, aesthetic repair or machinery breakdowns.

Guarantees

Standard Cover

Material damage insured
Material damage insured
Fire, explosion and lightning Smoke Damage Electrical damage Vehicle and aircraft impact Sonic waves Acts of vandalism
Insured expenses
Insured expenses
Salvage, demolition and rubble clearance Extinguishment of fires Loss of rental income Compulsory evacuatin or unfit for habitation Replacement of files and documents Pest control
Other insured risks
Other insured risks
Value to new building Automatic revaluation capital Automatic coverage on the insured capital Extraordinary risks

Optional Cover

Material damage insured
Material damage insured
Breakage of panes, mirrors, glass and sanitary equipment Water damage including tracingss and repairing the breakage Rain, wind, hail, snow and Floods Robbery, Hold-up, theft and Transport of funds Machinery breakdown Collapse of the building Cosmetic Repair
Legal liability
Legal liability
Real Estate For acts of employees Patronal Governing Board Legal defence costs and bonds Environmental pollution
Individual civil liability
Individual civil liability
Of the owners and / or users Legal defence costs and bonds
Additional optional cover
Additional optional cover
Legal Assistance with claim to defaulters General Technical advice 24 hours assistance