What is the Ocaso Gold Integral Death Insurance?

This is the most comprehensive death insurance, and the most efficient one available on the market. It has been designed for all the families and self-employed workers who wish to have a policy with a high level of benefits and services, that is based on an increasingly levelled premium and that allows to adapt the price of the insurance to the economic possibilities of each client.

The levelled premium offers the insured the peace of mind of knowing that even though the years go by, and until the incident takes place, the insured will continues to pay an amount that will increase very little by little. If you would like to know more about this product, please click here.

What are its guarantees?

Its basic guarantees cover death assistance, travel assistance in Spain and abroad, legal consultancy from a family lawyer, obtaining a lump sum in the event of death or disability, assistance for national and international transfer and medical attention over the telephone.

The additional guarantees provide the necessary peace of mind to your family and cover the fundamental aspects for the most demanding professionals; temporary disability due to accident or illness, family civil liability, health care, or assistance for residents in Europe and all over the world.

What are the main advantages?

Medical Assistance over the Telephone

With this guarantee you have access to 24-hour telephone-based assistance from a doctor, and if this isn’t sufficient, you can always book appointments for medical consultations in a preferential manner and with at least 25% discount on standard prices. If you are interested in the rest of the services related to this type of guarantee, please click here.

This guarantee also offers a permanent 24-hour Psychological Assistance service for the spouse, parents and children of the deceased insured for one year as of the time of death. For further information, please click on this link.

Dental Service

Ocaso also takes care of your oral health, and that is why we offer access to dental clinics that have been carefully selected by the company along with the benefits of an extensive range of free services and promotions, which are explained in details on this page. For further information, please click on this link.

Online Testament

This product also includes the “Online Testament” guarantee with which its clients can prepare their own testament in a fast and convenient manner. If you want to access this service, please click here.


Standard Cover

Funeral expenses Transfer or repatriation of deceased (national and international) Travel assistance in Spain and abroad Family civil liability Legal assistance and family lawyer Temporary telephone assistance at home Complementary accident insurance: accidents resulting in death Complementary accident insurance: accidents resulting in disability Telephone medical assistance

Additional Optional Cover

Additional Optional Cover
Additional Optional Cover
Assistance for residents in Europe Assistance for residence worldwide
Daily allowance Temporary disability caused by accident Temporary disability caused by illness Medical expenses in the event of accident (A)