What is the Ocaso Home Plus insurance?

Ocaso Hogar Plus is a highly comprehensive home insurance cover that includes a wide range of interesting guarantees, with very high compensation limits and automatic update of the value of the insured assets.

What are its guarantees?

In addition to covering damage caused by fire, water, breaks (windows, methacrylate, sanitary ware, ceramic hobs, marble granite or stone), this policy also includes multi-service assistance, 24-hour assistance, civil liability, legal defence and bail for the owner or tenant.

Likewise, this policy adds guarantees that are not included in Ocaso Standar Home insurance such as the fraudulent use of credit cards, replacement of locks, mugging outside the home or landslides caused by works.

What are the main advantages?

Optional guarantees

Ocaso Hogar Plus offers the possibility of taking out complementary coverages that will protect against damage to the home caused by burglary or attempted burglary when the content of the home is not insured, as well as fire and theft of vehicles parked in a garage.

Guarantees

Standard Cover

Fire
Fire
Fire, explosion and lightning Smoke Damage Garden reconstruction
Robbery, hold-up and theft
Robbery, hold-up and theft
Robbery, Hold-up and theft inside the dwelling Theft and robbery in storage room and garage Jewellery, fine jewellery, watches and similar items Hold-up outside the dwelling Credit card fraud Replacement locks
Water
Water
Water damage Flood Rain, wind, hail and snow
Breakages
Breakages
Glass, methacrylate and sanitary ware Ceramic hobs Marble, granite and stone
Legal liability
Legal liability
Public liability, legal costs, deposits and bail
Assistance
Assistance
24 hours assistance Multiservice Assistance
Basic guarantees complementary
Basic guarantees complementary
Salvage, demolition and rubble clearance Compulsory evacuation or unfit for habitation Replacement of personal documents, archives and documents Acts of vandalism Falling trees, posts and antennae Vehicle and aircraft impact Sonic waves Cosmetic repair Electrical damage Food deterioration in refrigerators Luggage at hotel, apartment or temporary housing Replacement as new Waiver of average Indexation of sums insured of underinsurance between sums insured Extraordinary risks (Insurance Compensation Consortium)
Legal defense
Legal defense
Legal defence costs: Legal Assistance