What is the Ocaso Retail Plus Inns and Country Hotels insurance?

Hostels and rural houses welcome hundreds of guests on an ongoing basis. So none of them have to worry about the risks that could affect their activity, Ocaso has designed Ocaso Retail Plus Inns and Country Hotels, an insurance that in addition to covering the damage caused to the building, also protects the belongings of their customers during their stay at the insured property.

What are its guarantees?

This policy includes all the guarantees included in Ocaso Retail Plus, but also offers a series of specific coverages for hostels, bed and breakfasts and rural houses.

The basic guarantees of this insurance include damage caused by fire, smoke, rain, collision of vehicles, sound waves, acts of vandalism, damage caused during the course of legal strikes and aesthetic repairs.

In addition, its specific guarantees include cover for personal belongings and luggage of the guests or residents at the insured property.

What are the main advantages?

Specific guarantees                                                  

As this product includes guarantees that are completely specialised for this activity, the managers of the hostels or rural houses will only have to worry about dealing with the public, knowing that in the event of losing their customers’ belongings or personal items, these will be covered.

Optional guarantees

This insurance offers the possibility of insuring against material damage caused by broken windows or mirrors, damage caused by water, burglary and robbery, civil liability, and loss of income.

And other types of risks can also be insured, such as electrical damage, to computers, deterioration of goods in cold chambers, or breakdown of machinery.

 

Guarantees

Standard Cover

Material damage insured
Material damage insured
Fire, explosion and lightning Smoke Damage Vehicle and aircraft impact Sonic waves Acts of vandalism, legal strikes and civil commotion Damage by rain, wind, hail, snow and flooding Leakage from automatic fire extinguishing equipment Cosmetic repair
Insured expenses
Insured expenses
Salvage, demolition and rubble clearance Compulsory evacuation Loss of rental income Replacement of files and documents
Legal Assistance
Legal Assistance
Telephone assistance Defence and legal bail bonds Defence of your rights relative to the business premises Defence in respect of administrative breaches Defence of Insured’s interest with regard to social security regulations Defence of Insured’s interest with regard to work inspection Defence of Insured’s interest with regard to contracts of employment Claims for non-fulfilment of contracts for services Claims for non-fulfilment of contracts for products Claims for bodily injury Debt Recovery Cover
Other insured risks
Other insured risks
24 hours assistance Replacement cost as new Automatic revaluation and indexing of sums insured Automatic cover up to 10%

Specific Cover

Specific
Specific
Cover for property and luggage of clients or residents in the insured establishment

Optional Cover

Material damage insured
Material damage insured
Breakage of panes, mirrors, glass and signs Water damage including tracingss and repairing the breakage Theft and robbery Public liability, legal costs, deposits and bail Claims for damages Loss of profits: daily indemnity
Other insured risks
Other insured risks
Electrical damage Damage to computers and electronic equipment Deterioration of merchandise in refrigerated rooms Transport of merchandise Cosmetic repair