What is the Ocaso Retail Plus Offices insurance?

So nothing can jeopardize your balance sheet or the integrity of your employees and customers, Ocaso offers you Ocaso Retail Plus Offices. An insurance cover which is easy to take out and covers the damages that may arise in your office or the civil liability inherent to certain professions.

What are its guarantees?

As with the Ocaso Retail Plus insurance, this policy includes damage caused by fire, smoke, rain, collision of vehicles, sound waves, acts of vandalism, damage caused during the course of legal strikes and aesthetic repairs.

However, it also provides specific guarantees such as professional civil liability of Property Administrators, Real Estate Agents, Tax Advisers, Lawyers and Solicitors.

What are the main advantages?

Specific guarantees

In certain professions it is advisable to take out civil liability insurance which will protect against claims that could affect your professional activity. That is why this policy includes this type of special coverage for Property Administrators, Real Estate Agents, Tax Advisers, Lawyers and Solicitors.

Optional guarantees

This insurance will also allow you to take out a series of optional guarantees based on the insurability needs of your office, including material damage due to broken windows or mirrors, damage caused by water, theft and burglary, civil liability, and loss of income, electrical damage caused to computers, deterioration of goods in cold chambers, or breakdown of machinery.

 

Guarantees

Standard Cover

Material damage insured
Material damage insured
Fire, explosion and lightning Smoke Damage Vehicle and aircraft impact Sonic waves Acts of vandalism, legal strikes and civil commotion Damage by rain, wind, hail, snow and flooding Leakage from automatic fire extinguishing equipment Cosmetic repair
Insured expenses
Insured expenses
Salvage, demolition and rubble clearance Compulsory evacuation Loss of rental income Replacement of files and documents
Legal Assistance
Legal Assistance
Telephone assistance Defence and legal bail bonds Defence of your rights relative to the business premises Defence in respect of administrative breaches Defence of Insured’s interest with regard to social security regulations Defence of Insured’s interest with regard to work inspection Defence of Insured’s interest with regard to contracts of employment Claims for non-fulfilment of contracts for services Claims for non-fulfilment of contracts for products Claims for bodily injury Debt Recovery Cover
Other insured risks
Other insured risks
24 hours assistance Replacement cost as new Automatic revaluation and indexing of sums insured Automatic cover up to 10%

Specific Cover

Specific
Specific
Professional Civil Liability

Optional Cover

Material damage insured
Material damage insured
Breakage of panes, mirrors, glass and signs Water damage including tracingss and repairing the breakage Theft and robbery Public liability, legal costs, deposits and bail Claims for damages Loss of profits: daily indemnity
Other insured risks
Other insured risks
Electrical damage Damage to computers and electronic equipment Deterioration of merchandise in refrigerated rooms Transport of merchandise Cosmetic repair