What is the Ocaso Retail Plus insurance?

The Ocaso Retail Plus insurance cover has been designed for all business people who want to protect their business against the risks that may threaten their success.

What are its guarantees?

The basic guarantees of this insurance include damage caused by fire, smoke, rain, collision of vehicles, sound waves, acts of vandalism, damage caused during the course of legal strikes and aesthetic repairs.

Other types of risks can also be insured, such as 24-hour assistance, new value of the building, automatic revaluation and automatic coverage of 10% of the capital listed.

What are the main advantages?

Insured Expenses

This insurance has a series of insured expenses for salvage, demolition and debris removal, forced eviction, loss of rental or replacement of files and documents.

Optional guarantees

This insurance also offers the possibility of insuring against material damage caused by broken windows or mirrors, damage caused by water, burglary and robbery, civil liability, and loss of income. And other types of risks such as electrical damage, to computers, deterioration of goods in cold chambers, or breakdown of machinery.

 

Guarantees

Standard Cover

Material damage insured
Material damage insured
Fire, explosion and lightning Smoke Damage Vehicle and aircraft impact Sonic waves Acts of vandalism, legal strikes and civil commotion Damage by rain, wind, hail, snow and flooding Leakage from automatic fire extinguishing equipment Cosmetic repair
Insured expenses
Insured expenses
Salvage, demolition and rubble clearance Compulsory evacuation Loss of rental income Replacement of files and documents
Legal Assistance
Legal Assistance
Telephone assistance Defence and legal bail bonds Defence of your rights relative to the business premises Defence in respect of administrative breaches Defence of Insured’s interest with regard to social security regulations Defence of Insured’s interest with regard to work inspection Defence of Insured’s interest with regard to contracts of employment Claims for non-fulfilment of contracts for services Claims for non-fulfilment of contracts for products Claims for bodily injury Debt Recovery Cover
Other insured risks
Other insured risks
24 hours assistance Replacement cost as new Automatic revaluation and indexing of sums insured Automatic cover up to 10%

Optional Cover

Material damage insured
Material damage insured
Breakage of panes, mirrors, glass and signs Water damage including tracingss and repairing the breakage Theft and robbery Public liability, legal costs, deposits and bail Loss of profits: daily indemnity
Other insured risks
Other insured risks
Electrical damage Damage to computers and electronic equipment Deterioration of merchandise in refrigerated rooms Transport of merchandise Machinery breakdown