Ocaso SME Express is a product which offers a wide range of basic coverages, which in addition to the usual fire and related extensions, incorporates coverage for water damage, electrical damage and breakage of panes, windows and signs.
One may effect optional covers of Theft and Hold-up, Public Liability and Loss of Profits on a daily indemnity basis.
Material damage insured
Fire, explosion and lightning
Vehicle and aircraft impact
Acts of vandalism, legal strikes and civil commotion
Damage by rain, wind, hail, snow and flooding
Leakage from automatic fire extinguishing equipment
Damage caused by water, including trace and access and repair of the breakage
Electrical damage (first loss)
Breakage of panes, mirrors, glass and signs (first risk)
Extinguishment of fires
Salvage, demolition and rubble clearance
Replacement of files, moulds and dies
Cost of refilling fire extinguishing equipment
Licence expenses, permits and professional fees