What is the Ocaso SMEs Preserves insurance?

The Ocaso SMEs Preserves insurance is a policy especially designed for tinning companies. With this, tinning companies can ensure the civil liability of their products to protect themselves against claims arising from products in bad condition or liquid spills, among others.

What are its guarantees?

The main guarantees of this insurance include damage caused by fire, smoke, rain, collision of vehicles, sound waves, acts of vandalism, damage caused during the course of legal strikes, spills from automatic fire extinguishing facilities.

On the other hand, it includes specific guarantees for tinning companies, which include liquid spills and civil liability for the manufactured products.

What are the main advantages?

Specific guarantees

This insurance includes specific guarantees designed for this type of business, hence it is more effective than a standard commercial insurance cover.

Optional guarantees

Ocaso SMEs Preserves insurance also offers the possibility of insuring against material damage caused by broken windows or mirrors, damage caused by water, burglary and robbery, civil liability, and loss of income. And other types of risks such as electrical damage, to computers, deterioration of goods in cold chambers, or breakdown of machinery.

Guarantees

Standard Cover

Material damage insured
Material damage insured
Fire, explosion and lightning Smoke Damage Vehicle and aircraft impact Sonic waves Acts of vandalism, legal strikes and civil commotion Flood Leakage from automatic fire extinguishing equipment Rain, wind, hail and snow
Insured expenses
Insured expenses
Extinguishment of fires Salvage, demolition and rubble clearance Replacement of files, moulds and dies Licence expenses, permits and professional fees Refilling of fire extinguishing equipment
Other insured risks
Other insured risks
24 hours assistance Replacement cost as new Automatic revaluation and indexing of sums insured Automatic cover up to 10% Extraordinary risks

Specific Cover

Specific
Specific
Spillage of liquids Products liability

Optional Cover

Insured damage
Insured damage
Breakage of panes, mirrors, glass and signs Water damage including tracingss and repairing the breakage Theft and robbery Public liability, legal costs, deposits and bail Claims for damages Loss of profits
Other insured risks
Other insured risks
Electrical damage Damage to computers and electronic equipment Deterioration of merchandise in refrigerated rooms Transport of merchandise Cosmetic repair