What is the Ocaso SMEs Public Car Parks insurance?

This insurance policy has been especially designed to ensure the safety of the vehicles located inside a public car park. This way, they are protected against incidents such as fire, theft and floods, among others.

What are its guarantees?

The main guarantees of this insurance include damage caused by fire, smoke, rain, collision of vehicles, sound waves, acts of vandalism, damage caused during the course of legal strikes, spills from automatic fire extinguishing facilities.

On the other hand, it includes specific guarantees such as civil liability guarantee for the tunnel washers, or damages caused to the vehicles parked inside the car park.

What are the main advantages?

Specific guarantees

To make this insurance even more comprehensive, it includes a series of specific guarantees for public car parks that protect against the most frequent risks affecting this type of business.

Optional guarantees

Ocaso SMEs Public Car Parks insurance also offers the possibility of insuring against material damage caused by broken windows or mirrors, damage caused by water, burglary and robbery, civil liability, and loss of income. And other types of risks such as electrical damage, to computers, deterioration of goods in cold chambers, transport of goods and aesthetic repair.

Guarantees

Standard Cover

Material damage insured
Material damage insured
Fire, explosion and lightning Smoke Damage Vehicle and aircraft impact Sonic waves Acts of vandalism, legal strikes and civil commotion Flood Leakage from automatic fire extinguishing equipment Rain, wind, hail and snow
Insured expenses
Insured expenses
Extinguishment of fires Salvage, demolition and rubble clearance Replacement of files, moulds and dies Licence expenses, permits and professional fees Refilling of fire extinguishing equipment
Other insured risks
Other insured risks
24 hours assistance Replacement cost as new Automatic revaluation and indexing of sums insured Automatic cover up to 10% Extraordinary risks

Specific Cover

Specific
Specific
Public Liability – vehicles in the Insured’s custody Public Liability - car wash facilities

Optional Cover

Insured damage
Insured damage
Breakage of panes, mirrors, glass and signs Water damage including tracingss and repairing the breakage Theft and robbery Public liability, legal costs, deposits and bail Claims for damages Loss of profits
Other insured risks
Other insured risks
Electrical damage Damage to computers and electronic equipment Deterioration of merchandise in refrigerated rooms Transport of merchandise Cosmetic repair