What is the Ocaso SMEs Service Stations insurance?

This is an insurance policy that has been especially designed for service and petrol stations, which in addition to including all the Ocaso SMEs guarantees also offers coverages that protect against breaking fuel tanks and damage caused to the vehicles that use the station.

What are its guarantees?

The main guarantees of this insurance include damage caused by fire, smoke, rain, collision of vehicles, sound waves, acts of vandalism, damage caused during the course of legal strikes, spills from automatic fire extinguishing facilities.

On the other hand, it includes specific guarantees: such as breaking fuel tanks and liquid spills, as well as the civil liability guarantee for tunnel washers, damage caused to the vehicles using the station or caused by the testers.

What are the main advantages?

Specific guarantees

Service and petrol stations are establishments at which a wide range of incidents can occur. This insurance includes specific guarantees designed for protecting this type of establishments against these incidents.

Optional guarantees

Ocaso SMEs Service Stations insurance also offers the possibility of insuring against material damage caused by broken windows or mirrors, damage caused by water, burglary and robbery, civil liability, and loss of income. And other types of risks such as electrical damage, to computers, deterioration of goods in cold chambers, transport of goods and aesthetic repair.

Guarantees

Standard Cover

Material damage insured
Material damage insured
Fire, explosion and lightning Smoke Damage Vehicle and aircraft impact Sonic waves Acts of vandalism, legal strikes and civil commotion Flood Leakage from automatic fire extinguishing equipment Rain, wind, hail and snow
Insured expenses
Insured expenses
Extinguishment of fires Salvage, demolition and rubble clearance Replacement of files, moulds and dies Licence expenses, permits and professional fees Refilling of fire extinguishing equipment
Other insured risks
Other insured risks
24 hours assistance Replacement cost as new Automatic revaluation and indexing of sums insured Automatic cover up to 10% Extraordinary risks

Specific Cover

Specific
Specific
Public Liability - car wash facilities Breakage of containers Spillage of liquids

Optional Cover

Insured damage
Insured damage
Breakage of panes, mirrors, glass and signs Water damage including tracingss and repairing the breakage Theft and robbery Public liability, legal costs, deposits and bail Claims for damages Loss of profits
Other insured risks
Other insured risks
Electrical damage Damage to computers and electronic equipment Deterioration of merchandise in refrigerated rooms Transport of merchandise Cosmetic repair