Small and medium-sized enterprises are an essential element of today’s commercial and production activities.

Ocaso SME is a policy designed specially for these enterprises; a product offering the best covers for the risks specific to each industrial or service activity.

Whatever the nature and requirements of your company, Ocaso SME is always there for you. Its full range of covers assures you of having the best to the threats to which your business is exposed.

Ensure your SME is always covered, so that nothing can put at risk your operations, your financial results, your workforce or your client portfolio.

Guarantees

Standard Cover

Material damage insured
Material damage insured
Fire, explosion and lightning Smoke Damage Vehicle and aircraft impact Sonic waves Acts of vandalism, legal strikes and civil commotion Flood Leakage from automatic fire extinguishing equipment Rain, wind, hail and snow
Insured expenses
Insured expenses
Extinguishment of fires Salvage, demolition and rubble clearance Replacement of files, moulds and dies Licence expenses, permits and professional fees Refilling of fire extinguishing equipment
Other insured risks
Other insured risks
24 hours assistance Replacement cost as new Automatic revaluation and indexing of sums insured Automatic cover up to 10% Extraordinary risks

Optional Cover

Insured damage
Insured damage
Breakage of panes, mirrors, glass and signs Water damage including tracingss and repairing the breakage Theft and robbery Public liability, legal costs, deposits and bail Claims for damages Loss of profits
Other insured risks
Other insured risks
Machinery breakdown Electrical damage Damage to computers and electronic equipment Deterioration of merchandise in refrigerated rooms Transport of merchandise Cosmetic repair