What is the Ocaso SMEs Wine Producers insurance?

The painstaking wine-production process entails many different risks that could affect the quality of the product. With a view to ensuring you only have to worry about the end result, Ocaso has designed Ocaso SMEs Wine Producers insurance with which you will be protected against liquid spills, broken tanks and civil liability for your products, among others.

What are its guarantees?

The main guarantees of this insurance include damage caused by fire, smoke, rain, collision of vehicles, sound waves, acts of vandalism, damage caused during the course of legal strikes, spills from automatic fire extinguishing installations.

On the other hand, it includes specific guarantees with which the insured wineries will not have to worry about liquid spills, broken tanks, aesthetic repair of the exhibition and tasting areas and civil liability for their products.

What are the main advantages?

Specific guarantees

Ocaso’s winery insurance provides a series of specific guarantees that have been especially designed for this type of businesses. So, the insured wineries will have the peace of mind of being protected against the most common damages that could undo all the effort put into this kind of activity.

Optional guarantees

Ocaso Pyme Bodegas also offers the possibility of insuring against material damage caused by broken windows or mirrors, damage caused by water, burglary and robbery, civil liability, and loss of income. And other types of risks such as electrical damage, to computers, deterioration of goods in cold chambers, or breakdown of machinery.

Guarantees

Standard Cover

Material damage insured
Material damage insured
Fire, explosion and lightning Smoke Damage Vehicle and aircraft impact Sonic waves Acts of vandalism, legal strikes and civil commotion Flood Leakage from automatic fire extinguishing equipment Rain, wind, hail and snow
Insured expenses
Insured expenses
Extinguishment of fires Salvage, demolition and rubble clearance Replacement of files, moulds and dies Licence expenses, permits and professional fees Refilling of fire extinguishing equipment
Other insured risks
Other insured risks
24 hours assistance Replacement cost as new Automatic revaluation and indexing of sums insured Automatic cover up to 10% Extraordinary risks

Specific Cover

Specific
Specific
Spillage of liquids Breakage of containers Exhibition and tasting area Products liability

Optional Cover

Insured damage
Insured damage
Breakage of panes, mirrors, glass and signs Water damage including tracingss and repairing the breakage Theft and robbery Public liability, legal costs, deposits and bail Claims for damages Loss of profits
Other insured risks
Other insured risks
Machinery breakdown Electrical damage Damage to computers and electronic equipment Deterioration of merchandise in refrigerated rooms Transport of merchandise Cosmetic repair