What is the Ocaso Home Comfort insurance?

The Ocaso Home Comfort insurance cover is the top multi-risk home insurance from our range of products, which in addition to the standard guarantees of a good multi-risk insurance, provides some other very interesting specific coverages, with greater insured amounts. It has been designed for families who want an insurance policy with high-level coverages.

What are its guarantees?

Ocaso Hogar Confort provides guarantees that cover the most common damage that occurs in homes such as fire, water, breakages, replacement of locks, burglary and theft.

However, in addition to insuring the home of its customers, this policy offers another type of guarantees that protect the insured against mugging outside the home or the fraudulent use of credit cards.

In case the damages caused could have a significant effect on third parties, Ocaso Home Comfort insurance includes civil liability for the insured and their legal defence up to an insured amount which is higher than that provided by other insurances.

What are the main advantages?

Main Guarantees

This insurance includes a wider range of guarantees than all other home insurances. Although some of the guarantees can also be found with other less comprehensive home insurance policies, Ocaso Home Comfort insurance provides you with the peace of mind of knowing that all of these guarantees are insured for a much higher value.

Optional guarantees

In addition to all the guarantees normally provided by a home insurance, this policy offers the possibility of taking out complementary coverage. Customers can add fully comprehensive accident cover, insure their vehicle while inside the garage or take out civil liability for domestic staff.

 

Guarantees

Standard Cover

Fire
Fire
Fire, explosion and lightning Smoke Damage Garden reconstruction
Robbery, hold-up and thef
Robbery, hold-up and thef
Robbery, Hold-up and theft inside the dwelling Theft and robbery in storage room and garage Jewellery, fine jewellery, watches and similar items Hold-up outside the dwelling Credit card fraud Replacement locks
Water
Water
Water damage Flood Rain, wind, hail and snow
Breakages
Breakages
Glass, methacrylate and sanitary ware Ceramic hobs Marble, granite and stone
Legal liability
Legal liability
Public liability, legal costs, deposits and bail
Assistance
Assistance
24 hours assistance Multiservice Assistance
Basic guarantees complementary
Basic guarantees complementary
Salvage, demolition and rubble clearance Compulsory evacuation or unfit for habitation Replacement of personal documents, archives and documents Acts of vandalism Falling trees, posts and antennae Vehicle and aircraft impact Sonic waves Cosmetic repair Electrical damage Food deterioration in refrigerators Luggage at hotel, apartment or temporary housing Replacement as new Waiver of average Indexation of sums insured of underinsurance between sums insured Subsidence of works Extraordinary risks (Insurance Compensation Consortium)
Legal defense
Legal defense
Legal defence costs: Legal Assistance