Retail

Ocaso Retail Plus Inns and Country Hotels

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Service to the public brings with it a series of responsibilities which cannot be taken lightly. For you to comply with all these, Ocaso has designed a product specifically for your hotel, boarding house or tourist country house.

Ocaso Retail Plus Inns and Country Hotels adds some specific coverages for this type of establishment.

Amongst others are included luggage and property within the establishment belonging to clients or residents.

Guarantees

Optional Cover

Material damage insured

Material damage insured

Breakage of panes, mirrors, glass, sanitary ware, marble and signs.Damage caused by water, including trace and access and repair of the breakage.Theft and robbery Public liability, legal costs, deposits and bail Loss of profits: daily indemnity.
Insured expenses

Insured expenses

Deterioration of merchandise in refrigerated rooms.Machinery breakdown.Damage to computers and electronic information equipment.Transport of merchandise.Electrical damage

Specific Cover

Specific

Specific

Cover for property and luggage of clients or residents in the insured establishment

Standard Cover

Material damage insured

Material damage insured

Fire, explosion and lightningSmoke DamageVehicle and aircraft impactSonic wavesActs of vandalism, legal strikes and civil commotion.Damage by rain, wind, hail, snow and flooding.Leakage from automatic fire extinguishing equipment.Cosmetic repair
Insured expenses

Insured expenses

Salvage, demolition and rubble clearanceCompulsory evacuatinLoss of rental income.Replacement of files and documents.
Legal Assistance

Legal Assistance

Telephone assistance.Defence and legal bail bonds.Defence of your rights relative to the business premises.Defence in respect of administrative breaches.Defence of Insured’s interest with regard to social security regulations.Defence of Insured’s interest with regard to work inspection.Defence of Insured’s interest with regard to contracts of employment.Claims for non-fulfilment of contracts for services.Claims for non-fulfilment of contracts for products.Claims for bodily injury.Debt Recovery Cover.
Other insured risks

Other insured risks

24 hours assistance.Replacement cost as new.Automatic revaluation and indexing of sums insured.Automatic coverage (up to 10% of sums insured) for buildings and contents.Extraordinary risks.
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