What is the Ocaso Entrepreneur Protection?

Accidents at work are most frequent among self-employed workers. To protect them against any unexpected situation that could occur during their daily work, Ocaso has designed this insurance, which in addition to paying out compensation for death or permanent disability due to an accident, also includes a series of coverages that will help you to feel safer each day.

What are its guarantees?

Among the basic guarantees and in addition to an immediate pay-out in the event of death and/or permanent disability due to an accident, there are a series of other guarantees such as for temporary disability and a subsidy for hospitalisation due to an accident, death due to heart attack at work, legal defence with special handling of work aspects and those related to social security and expenses involved in adapting your home and vehicles due to being disabled.

It also includes payment protection in the event of death or disability due to an accident and a lump sum payment in the event of death, in order to pay for inheritance taxes and succession expenses.

What are the main advantages?

Optional guarantees

Additionally, with this insurance product you can take out a series of optional guarantees according to your insurability needs, such as deferred benefit due to death or permanent disability caused by an accident, compensation for temporary disability (based on a 7-day excess for illness), healthcare expenses in the event of an accident, aesthetic surgery expenses due to an accident, daily subsidy in the event of hospitalisation due to illness, and additional compensation due to death or permanent disability cause by a road accident.

Guarantees

Standard Cover

Basic
Basic
Death caused by accident immediate payment Permanent disability due to accident immediate payments Probate and estate administration services Temporary disability due to accident according to rating scale with 7-day waiting period before benefits are paid Travel insurance Daily allowance in case of hospitalization by accident Death due to myocardial infarction caused by a work related accident Costs for adapting you home and car due to temporary or permanent disability cause by accident Early redemption of capital for inheritance tax payment in case of death Legal defence costs Payment protection in case of death or permanent disability caused by accident

Optional Cover

Optionals
Optionals
Death caused by accident deferred payment Permanent disability due to accident deferred payment Temporary disability due to illness according to rating scale with 7-day waiting period before benefits are paid Medical expenses in case of accident Cosmetic surgery expenses in the event of an accident Daily hospitalisation benefit in the event of illness Additional compensation for death or permanent disability caused by traffic accident (immediate and deferred payments)