What is the Ocaso Let Homes insurance?

As the owner of a property destined for rental, you must take on certain risks. That is why Ocaso has designed Ocaso Let Homes, an insurance policy cover exclusively designed for landlords, which insures their property and provides peace of mind.

What are its guarantees?

This insurance has been designed for property owners who want to obtain the coverage that best suits their property and avoid the problems caused by vandalism carried out by tenants or the non-payment of rent when leasing their property.

It includes main guarantees that cover, among others, material damage caused by fire, burglary, water, breakage, acts of vandalism, expenses arising from forced eviction, loss of rental income or replacement of locks due to theft or mugging of the property keys.

This policy also offers coverage for civil liability for the owner and legal assistance for resolving all problems related to the leased property, including eviction procedures and claims for unpaid rent.

What are the main advantages?

Specific coverages to protect the lease contract.

Ocaso Let Homes insurance offers guarantees which adapt to the most frequent problems that can arise when renting a property.

This insurance represents a more effective solution than bank guarantees for long-term rentals, given that it guarantees unpaid rental as well as covering damage caused by vandalism to the property and in all cases, includes legal assistance for the landlord when claiming unpaid rent and evicting the tenant from the leased property.

 

Guarantees

Standard Cover

Material damage insured
Material damage insured
Fire, explosion and lightning Garden reconstruction Smoke Damage Electrical damage Vehicle and aircraft impact Sonic waves Acts of vandalism caused by third parties Acts of vandalism caused by tenants Rain, wind, hail and snow Flood Water damage Breakage of panes, mirrors, fixed sheets of glass and methacrylate Breakage of ceramic hobs Breakage of marble, granite, stone and sanitary ware Robbery, Hold-up and theft inside the dwelling Theft and robbery in storage room and garage Falling trees, posts and antennae
Insured expenses
Insured expenses
Salvage, demolition and rubble clearance Compulsory evacuatin Loss of rental income Replacement locks Cosmetic repair
Legal liability
Legal liability
Public liability, legal costs, deposits and bail
Additional standard cover
Additional standard cover
24 hours assistance Landlord's legal assistance Replacement as new Indexation of sums insured of underinsurance between sums insured Extraordinary risks

Optional Cover

Optionals
Optionals
Impago de alquileres Derogación de la regla proporcional por infraseguro