What is the Ocaso Home Standar insurance?

It is a basic home insurance cover that provides the essential protection with limits in line with the coverages provided.

What are its guarantees?

The guarantees provided by this home insurance cover against damage caused by fire, water, broken windows and sanitary ware, burglary, mugging and theft in the home. Likewise, this policy includes other complementary guarantees and 24-hour assistance for emergencies, as well as civil liability for the owner or tenant, and their legal defence.

What are the main advantages?

Optional guarantees

This policy offers the possibility of taking out complementary coverages such as civil liability for antennae for radio amateurs or insurance for vehicles parked in garages.

 


Guarantees

Standard Cover

Fire
Fire
Fire, explosion and lightning Smoke Damage Garden reconstruction
Robbery, hold-up and theft
Robbery, hold-up and theft
Robbery, Hold-up and theft inside the dwelling Theft and robbery in storage room and garage Jewellery, fine jewellery, watches and similar items
Water
Water
Water damage Flood Rain, wind, hail and snow
Breakages
Breakages
Glass, methacrylate and sanitary ware
Legal liability
Legal liability
Public liability, legal costs, deposits and bail
Assistance
Assistance
24 hours assistance Multiservice Assistance
Basic guarantees complementary
Basic guarantees complementary
Salvage, demolition and rubble clearance Compulsory evacuation or unfit for habitation Replacement of personal documents, archives and documents Acts of vandalism Falling trees, posts and antennae Vehicle and aircraft impact Sonic waves Cosmetic repair Electrical damage Replacement as new Waiver of average Indexation of sums insured of underinsurance between sums insured Extraordinary risks (Insurance Compensation Consortium)
Legal defense
Legal defense
Legal defence costs: Legal Assistance