Looking after our elderly, seeing to them and attending to their needs are all essential services of care homes. What is more, their work requires them to remain protected in respect of any unforeseen event that may occur during their stay.

In order to guarantee their safety and that of your company, Ocaso has designed Ocaso SME Care Homes.

Ocaso SME Care Homes protects the residents, the employees and the owners of the centre from the risks to which any business is exposed and, in addition, provides specific protection against food poisoning as well as cover which extends to include the residents’ belongings. 

Guarantees

Standard Cover

Material damage insured
Material damage insured
Fire, explosion and lightning Smoke Damage Vehicle and aircraft impact Sonic waves Acts of vandalism, legal strikes and civil commotion Flood Leakage from automatic fire extinguishing equipment Rain, wind, hail and snow
Insured expenses
Insured expenses
Extinguishment of fires Salvage, demolition and rubble clearance Replacement of files, moulds and dies Licence expenses, permits and professional fees Refilling of fire extinguishing equipment
Other insured risks
Other insured risks
24 hours assistance Replacement cost as new Automatic revaluation and indexing of sums insured Automatic cover up to 10% Extraordinary risks

Specific Cover

Specific
Specific
Residents' belongings Sanitary ware Food poisoning

Optional Cover

Insured damage
Insured damage
Breakage of panes, mirrors, glass and signs Water damage including tracingss and repairing the breakage Theft and robbery Public liability, legal costs, deposits and bail Claims for damages Loss of profits
Other insured risks
Other insured risks
Electrical damage Damage to computers and electronic equipment Deterioration of merchandise in refrigerated rooms Transport of merchandise Cosmetic repair