What is the Ocaso SMEs Hotels insurance?
This insurance policy has been especially designed for hotels, hostels, paradors, aparthotels and rural houses, and provides protection for the most common risks these establishments tend to face, such as events involving the disappearance of guests’ personal belongings or food poisoning.
What are its guarantees?
As with the Ocaso SMEs insurance, this policy covers damage caused by fire, smoke, floods, collision of vehicles, sound waves, acts of vandalism, damage caused during the course of legal strikes, spills from automatic fire extinguishing facilities.
However, it also provides specific guarantees such as compensation for the disappearance of cash and jewellery deposited in the safe deposit box of the rooms, luggage, due to food poisoning of the guests or due to damage caused to garments delivered to the laundry service.
What are the main advantages?
This insurance includes a series of specific guarantees for this type of establishments, with which you can focus on your responsibilities towards your guests without having to worry about any risks that may occur.
This insurance will also allow you to take out a series of optional guarantees based on the insurability needs of your hotel, including material damage due to broken windows or mirrors, damage caused by water, theft and burglary, civil liability, claims for damages and loss of income, electrical damage caused to computers, deterioration of goods in cold chambers, transport of goods or aesthetic repair.